DAMIRJON NURMATOVICH SOLIYEV. THE INSTITUTION OF PERSONAL INSOLVENCY: PROBLEMS OF FORMATION AND ITS IMPACT ON THE CONSUMER CREDIT MARKET. IMRAS, [S. l.], v. 9, n. 6, p. 63–71, 2026. Disponível em: https://journal.imras.org/index.php/sps/article/view/2910. Acesso em: 23 oct. 2026.