Omonova Nigora Bahodir qizi (2025) “RAQAMLI IQTISODIYOTDA BANK-MOLIYA SEKTORINING BARQAROR RIVOJLANISH MODELI”, IMRAS, 8(10), pp. 94–98. Available at: https://journal.imras.org/index.php/sps/article/view/2568 (Accessed: 23 October 2026).